If you’re new to insurance and want to become a licensed agent, it can be a big undertaking. You’ll have to pass an exam and meet state-specific requirements in order to get your license, which takes time and effort. But don’t worry! It’s well worth it because once you’ve completed these steps (and passed the test), you’ll be able to start helping people protect their most valuable assets: their homes, cars, health and life.
Get your high school diploma or GED.
If you’re not yet a high school graduate, now’s the time to get one. Many states require an applicant to have completed at least 12 years of education and be 18 years old, but some states only require a GED or equivalent certificate. If you don’t meet these requirements, check with your local licensing board for more information about the age requirements for your state.
In addition to fulfilling all educational requirements, there are other important steps you can take before applying for an insurance license:
- Get a copy of your official high school transcript or GED test results from each school that issued them; this includes transcripts from colleges where you took classes while still in high school (most will require these records as part of their application).
- Take an exam if necessary—many states require applicants to pass an exam showing they have sufficient knowledge of basic math and science topics such as algebra and biology before being granted a license; other states do not require this step but may strongly encourage it because it shows commitment on your part!
Take the licensing exam.
In order to get your insurance license, you will first need to pass the licensing exam. You can take the exam at a testing center in person or online. The location where you take your exam depends on what kind of exam it is:
- If you’re taking an open-book exam, then you may be able to go anywhere that has computers and internet access.
- If your state offers a proctored [subject] examination (such as for personal lines), then it’s useful for them to have someone with knowledge about insurance law oversee everything so as not to make mistakes like giving out wrong answers or cheating by sharing answers with other candidates in the room.
Meet the requirements for your state’s insurance department.
There are several requirements to get an insurance license. You must be at least 18 years old, and have a high school diploma or GED. If you’re applying for an insurance license in California, you must also be a citizen or permanent resident of the United States and have a valid driver’s license. Your criminal record should be clean as well; if it isn’t, you’ll need to submit proof that any past convictions were either expunged or pardoned by the governor of your state before they will accept your application.
Submit fingerprints and pass a background check.
The licensing process is a long and rigorous one, but it’s worth it to know you’re in good hands with insurance agents. To become licensed, you must:
- Submit fingerprints and pass a background check.
- Pass an exam administered by the state Insurance Department.
- Complete 10 hours of coursework from an accredited institution, such as the American Council on Education (ACE).
Complete training through a qualified provider in your state such as Kaplan Financial Education’s Insurance Licensing School.
You can complete training through a qualified provider, such as Kaplan Financial Education’s Insurance Licensing School, which is available in many states and languages. The school is offered online and in person (in a classroom setting or hybrid setting).
Stay up to date with continuing education requirements.
Continuing education is a requirement in most states, and it’s a good way to keep up-to-date on new laws and regulations. Continuing education can also be a great way to meet other people in the industry, which may lead to future opportunities for you.
You will need to pass an exam, and you will also have to meet your state’s requirements; this take time and effort but is worth it!
Passing the exam is just the beginning. You will also need to meet your state’s requirements, and this takes time and effort. However, it’s worth it! You can take a class to help you prepare for the exam, or one that will help you meet all of those requirements.
Getting your insurance license is a great way to work with clients and help them protect themselves from financial hardship. It can also be a good way to make some extra money while you’re still in school or just starting out in your career! Insurance is an important part of life, so if this sounds like something that interests you then keep reading. We have all the information here on how to get started down that path today!