10 Common Health Insurance Mistakes to Avoid
Failing to thoroughly understand your policy terms and coverage details Many individuals make the common mistake of not fully comprehending the terms and coverage details...
How Does Health Insurance Work?
Understanding Health Insurance Basics Health insurance is a vital component of maintaining your overall well-being. It provides financial protection against unexpected medical expenses and ensures...
How to Understand the Fine Print of Your Life Insurance Policy
What is life insurance and why is it important? Life insurance is a financial product that provides a safety net for your loved ones in...
How to Understand Health Insurance Terminology
Coverage: Exploring the different types of health insurance coverage options available and what they entail Health insurance coverage options vary depending on the individual's needs...
How to Save Money on Health Insurance Premiums
Understanding Health Insurance Premiums Health insurance premiums play a vital role in determining the cost of healthcare coverage. Premiums, which are typically paid on a...
The Role of Business Insurance in Risk Management
Understanding Business Risks and Vulnerabilities Understanding business risks and vulnerabilities is crucial for successful business management. In today's dynamic and unpredictable business landscape, organizations face...
Native American Patients Are Sent to Collections for Debts the Government Owes
Tescha Hawley learned that hospital bills from her son’s birth had been sent to debt collectors only when she checked her credit score while attending a home-buying class. The new mom’s plans to buy a house stalled. Hawley said she didn’t owe those thousands of dollars in debts. The federal government did.Hawley, a citizen of…
Removing a Splinter? Treating a Wart? If a Doctor Does It, It Can Be Billed as Surgery
When George Lai of Portland, Oregon, took his toddler son to a pediatrician last summer for a checkup, the doctor noticed a little splinter in the child’s palm. “He must have gotten it between the front door and the car,” Lai later recalled, and the child wasn’t complaining. The doctor grabbed a pair of forceps…
California’s ‘Care Courts’ Are Falling Short
California’s controversial experiment to order mental illness and drug treatment for some of its sickest residents is rolling out statewide, but the latest data shows the new initiative is falling far short of early objectives. The Community Assistance, Recovery and Empowerment Act — known as Care — recently expanded from 11 pilot counties to all…
Más californianos están muriendo por el frío. Gran parte son personas mayores sin techo
SACRAMENTO, California — Un número creciente de personas —muchas de ellas mayores y sin hogar— están muriendo de frío durante el invierno. La hipotermia causada por la exposición a bajas temperaturas fue la causa principal, o que contribuyó, a la muerte de 166 californianos el año pasado, más del doble que hace una década, según…